:root{--ink:#10283a;--soft:#496173;--muted:#718596;--paper:#f3f7fb;--card:#fff;--line:#d9e4ec;--blue:#2365a6;--cyan:#4bb9c8;--coral:#ed795e;--shadow:0 18px 48px rgba(16,40,58,.1)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}a{color:inherit;text-decoration:none}.shell{width:min(1120px,calc(100% - 40px));margin:auto}.topbar{position:sticky;top:0;z-index:5;background:rgba(243,247,251,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);padding:18px 0}.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;gap:10px;align-items:center;font-size:.8rem;letter-spacing:.1em;font-weight:900}.mark{width:32px;height:32px;border-radius:10px;background:var(--ink);position:relative}.mark:before,.mark:after{content:"";position:absolute;background:var(--cyan);border-radius:5px}.mark:before{width:18px;height:5px;left:7px;top:14px}.mark:after{width:5px;height:18px;left:14px;top:7px}.back{color:var(--blue);font-weight:800;font-size:.88rem}.hero{padding:76px 0 64px;background:linear-gradient(135deg,#e6f3f8,#f3f7fb);border-bottom:1px solid var(--line)}.eyebrow,.kicker{color:var(--coral);font-weight:900;font-size:.73rem;letter-spacing:.14em;text-transform:uppercase}.eyebrow:before{content:"";width:27px;height:2px;background:var(--coral);display:inline-block;vertical-align:middle;margin:0 10px 3px 0}h1{font-size:clamp(2.7rem,6vw,5rem);line-height:1;letter-spacing:-.07em;margin:16px 0 13px;max-width:850px}.sub{color:var(--blue);font-size:1.05rem;margin:0 0 20px}.lead{font-size:1.16rem;max-width:760px;color:var(--soft);margin:0}.hero-actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:26px}.button{display:inline-flex;align-items:center;padding:11px 17px;border-radius:999px;font-weight:900}.primary{background:var(--ink);color:#fff}.secondary{border:1px solid #b7ccda;background:#fff}.content{padding:65px 0}.section-head{max-width:760px}.section-head h2{font-size:clamp(2rem,4vw,3.4rem);line-height:1.04;letter-spacing:-.06em;margin:7px 0 12px}.section-head p{color:var(--muted);margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:23px;min-height:230px;box-shadow:0 2px 0 rgba(16,40,58,.02);display:flex;flex-direction:column}.card h2,.card h3{line-height:1.18;letter-spacing:-.03em;margin:0 0 10px}.card p{color:var(--soft);margin:0;font-size:.94rem}.card .tag{color:var(--blue);font-weight:900;font-size:.76rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:13px}.card .link{margin-top:auto;padding-top:18px;color:var(--blue);font-weight:900}.note{margin-top:36px;background:#e5f1f5;border-radius:16px;padding:20px;color:var(--soft)}.sources{margin-top:48px;padding:22px;background:#fff;border:1px solid var(--line);border-radius:16px}.sources h2{font-size:1.2rem;margin:0 0 10px}.sources ul{margin:0;padding-left:19px;color:var(--soft)}.sources a{color:var(--blue);font-weight:800}.footer{background:var(--ink);color:#b9cbd4;padding:33px 0}.footer-inner{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.8rem}.footer a{color:#e9f5fa}.disclaimer{padding:20px;background:#fff8e8;border:1px solid #f1dda6;border-radius:15px;color:#695629;margin-top:27px;font-size:.91rem}.meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:25px}.pill{padding:7px 11px;border-radius:999px;background:#dff0f5;color:var(--blue);font-weight:800;font-size:.83rem}@media(max-width:800px){.grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.shell{width:calc(100% - 28px)}.topbar-inner{align-items:flex-start;flex-direction:column;gap:7px}.grid{grid-template-columns:1fr}.hero{padding:52px 0 48px}.content{padding:52px 0}h1{font-size:2.75rem}}